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Mundane Moments

Ingo
17 Apr 2023
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    JimShady
    Squad 3846 posts
    16 Aug 2023, 1:14 p.m. 16 Aug 2023, 1:14 p.m.
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    I've been on it. It is indeed a bit claustrophobic.

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    Ingo
    Squad 2646 posts
    16 Aug 2023, 1:25 p.m. 16 Aug 2023, 1:25 p.m.
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    I have not been on it. The portilloing might outweigh the claustrophobia but I'm not sure.

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    Thorners
    Squad 55 posts
    17 Aug 2023, 12:44 a.m. 17 Aug 2023, 12:44 a.m.
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    portilloing , googled it, result was ingo is a fucktard.

    Ingo likes this.

    favorite 1

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    tricky
    Board 7321 posts
    17 Aug 2023, 9:42 a.m. 17 Aug 2023, 9:42 a.m.
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    Might have upset one of the football squad by describing their occupation as pedalling debt to strangers...rather than mortgage broker.

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    Seven
    Squad 1459 posts
    17 Aug 2023, 9:48 a.m. 17 Aug 2023, 9:48 a.m.
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    Being a mortgage broker must be one of the easiest jobs in the world.

    They get a very handsome fee for using a search engine to find a mortgage deal. And even more if they can flog some life insurance at the same time.

    Psychobel likes this.

    favorite 1

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    Psychobel
    Squad 902 posts
    17 Aug 2023, 10:01 a.m. 17 Aug 2023, 10:01 a.m.
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    @Thorners has written:
    @pantzcat has written:

    Has he done the Mail Rail? www.postalmuseum.org/visit-us/what-to-expect/mail-rail/#

    Not yet, first I have heard of it, definitely one for the future.

    Has he come across Francis Bourgeois? A chap with an infectious happiness about all things train.

    Sean likes this.

    favorite 1

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    RC
    Squad 1510 posts
    17 Aug 2023, 1:20 p.m. 17 Aug 2023, 1:20 p.m.
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    He’s the only account worth following on Instagram.

    Resident_Alien likes this.

    favorite 1

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    Ingo
    Squad 2646 posts
    17 Aug 2023, 1:22 p.m. 17 Aug 2023, 1:22 p.m.
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    @Psychobel has written:

    Has he come across Francis Bourgeois? A chap with an infectious happiness about all things train.

    Is that Lingard's mate?

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    Seven
    Squad 1459 posts
    17 Aug 2023, 2:22 p.m. 17 Aug 2023, 2:22 p.m.
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    @Psychobel has written:
    @Thorners has written:
    @pantzcat has written:

    Has he done the Mail Rail? www.postalmuseum.org/visit-us/what-to-expect/mail-rail/#

    Not yet, first I have heard of it, definitely one for the future.

    Has he come across Francis Bourgeois? A chap with an infectious happiness about all things train.

    A colleague was only showing me that account a couple of hours ago.

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    Sean
    Squad 2031 posts
    18 Aug 2023, 11:24 p.m. 18 Aug 2023, 11:24 p.m.
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    @Psychobel has written:
    @Thorners has written:
    @pantzcat has written:

    Has he done the Mail Rail? www.postalmuseum.org/visit-us/what-to-expect/mail-rail/#

    Not yet, first I have heard of it, definitely one for the future.

    Has he come across Francis Bourgeois? A chap with an infectious happiness about all things train.

    Its quite a story, apparently, with some detractors crying 'fake'. I say go fuck yourself, he's capitialised on a genuine passion and made aomething of it. Fair do's to him I say.

    On one of his YooChoob shows, JLingz is his 'guest'. It's from late last year. No Forest talk, but he comes across a very nice man. Again.

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    tricky
    Board 7321 posts
    28 Aug 2023, 12:14 p.m. 28 Aug 2023, 12:14 p.m.
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    Satisfactorily replaced the battery on my (now) spare phone. Incident free.

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    noodle
    Squad 999 posts
    28 Aug 2023, 11:09 p.m. 28 Aug 2023, 11:09 p.m.
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    @Seven has written:

    Being a mortgage broker must be one of the easiest jobs in the world.

    They get a very handsome fee for using a search engine to find a mortgage deal. And even more if they can flog some life insurance at the same time.

    Dunno all about the UK, but I know a bunch about what they do down here.. and it’s not that. They do a shitload of admin and compliance stuff that banks require, so even on a fairly straightforward deal there’s a bunch of work.. and they only get paid if the loan actually settles.

    Search engines and comparison sites are great if you’re a PAYE employee with 20% equity and no cashflow issues.. but an awful lot of lending is a lot more challenging, and Google can’t tell you how and where to get it done.

    It’s a tough job. That doesn’t explain why so many of that are twats though.

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    Lessred
    Squad 2062 posts
    28 Aug 2023, 11:24 p.m. 28 Aug 2023, 11:24 p.m.
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    And then they try and pass all the work on to accountants, in the process showing they haven't got a clue what they are talking about

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    Russ
    Squad 6402 posts
    28 Aug 2023, 11:27 p.m. 28 Aug 2023, 11:27 p.m.
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    My mortgage broker is a nice guy. Not sure he's done that good of a job for me, but he saves me the effort of having to do my own shopping around and paperwork.

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    Lessred
    Squad 2062 posts
    28 Aug 2023, 11:37 p.m. 28 Aug 2023, 11:37 p.m.
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    Many of the ones I have dealt with try and get me to make up figures

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    noodle
    Squad 999 posts
    29 Aug 2023, 12:08 a.m. 29 Aug 2023, 12:08 a.m.
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    @Lessred has written:

    Many of the ones I have dealt with try and get me to make up figures

    Oh yeah, a big part of their skillset is knowing which lies the bank needs telling so that they (the bank) has plausible deniability for lending outside of regulatory guidelines.

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